Page & Page offer all our clients, personal or business, bespoke individual advice to suit their circumstances. We combine the ability to talk in plain English and to unravel the Jargon filled quagmire of financial products. We identify your needs, using sophisticated computer software as necessary, to ensure that the very best services and products are offered to you. We present our findings in understandable English. We aim to provide an approachable, easily accessed quality service. Independent Financial Advice is valuable, necessary and comparitively inexpensive. To access our service is easy. All first meetings are without charge. During the first meeting we will identify your requirements and work to present you with a bespoke solution. During our first meeting we will explain how we are remunerated. Most often, this is by way of commission paid to us by product providers. Alternatively, if preferred we can arrange to work for you on a fee basis. If we do this we will normally do so on a fixed fee basis for a specific purpose. However, there are circumstances that require an hourly rate to be charged. When this is the case we will provide an estimate of the anticipated work required and set review points. At review, when we have achieved a target or spent a specified time on the project you will be invted to review parameters and instructions to proceed. Unlike many competitors we are not greedy. We do not charge a fee unless either, that is your preferred method of our remuneration, or the service you require does not provide us with an alternative to fee charging. Sources: Synaptic Systems October 2006 / Trigold 19/10/2006

Customer or Client? A customer is someone, business or individual, to whom a product is sold. A customer can expect to receive whatever they are prepared to buy. A client is someone, business or individual, who has engaged a professional organisation to represent and advise them. A client can expect their adviser to take account of their personal circumstances and obtain the best product or service applicable to their needs. An adviser has a duty of care and is an advocate of their client. What would you rather be a Customer or a Client? When seeking advice, apply this test.